Stripe vs PayPal — Payment Gateway for E-commerce
Stripe vs PayPal for a dropshipping store — comparing fees, account ban risk and options for Polish entrepreneurs in 2026.
Detailed Comparison
Transaction Fee
1.5% + €0.25 for European cards. Transparent pricing.
3.49% + fixed fee for non-standard checkout. Higher cost.
Account Freeze Risk
Lower risk with transparent dropshipping. Clear policy.
Known for aggressive fund freezing for new stores and dropshipping.
Shopify Integration
Shopify Payments is built on Stripe. Best possible integration.
Native integration but higher fees and worse checkout UX.
Customer Trust
Customers rarely see Stripe by name. Transparent checkout.
Very high trust level. Many customers prefer paying via PayPal.
Availability in Poland
Full support for Polish companies. Payouts to Polish bank account.
Full support. Can withdraw to PLN or EUR account.
Stripe is better for new dropshipping stores. Lower risk of frozen funds, better Shopify integration and more predictable policy. PayPal is worth adding as an optional payment method for customers who trust it.
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